Trustner AcademyTrustner AcademyCourses
Layer 3 · Industry Domain MasteryRetirement & Estate

Retirement & estate planning in India

NPS, EPF, annuities, wills, trusts, succession — the long-tail of personal finance most advisors skim over.

25 hours of content8 chaptersFree during Phase 1

Quick info

Layer
Industry Domain Mastery
Track
Retirement & Estate
Estimated hours
25 hrs
Chapters
8
Cost on Trustner
Free
Lessons being written

The full chapter-by-chapter syllabus is published below so you know exactly what you're committing to. Individual lesson pages are being authored progressively over the coming weeks. Bookmark this page or browse all courses.

About this course

The long-tail of personal finance — NPS, EPF, annuities, wills, trusts, succession across faiths. The specialist topics most advisors only skim.

Who this is for

  • CFP candidates needing depth on the specialist modules.
  • Pre-retirees mapping their own next twenty years.
  • CAs and CSs offering succession-planning services.

What you'll learn

  • Building a goal-based retirement corpus and the assumptions that matter
  • NPS, EPF, and annuity choices in real households
  • Wills, nominations, joint holdings, and Power of Attorney
  • Succession laws — Hindu, Muslim, Christian, Parsi, intestate
  • When trusts make sense and when they don't

Full syllabus — 8 chapters

  1. 1
    Chapter 1

    Retirement corpus targeting

    • Inflation-adjusted real-rupee targets
    • Sequence-of-returns risk in withdrawal
  2. 2
    Chapter 2

    NPS deep dive

    • Tier I, Tier II, asset-class allocation
    • Active vs Auto choice; PFM selection
  3. 3
    Chapter 3

    Annuities and post-retirement income

    • Immediate vs deferred annuities
    • Comparing yield against alternative withdrawal strategies
  4. 4
    Chapter 4

    EPF, PPF, and superannuation

    • Contribution rules, withdrawal triggers
    • Tax treatment and the EEE regime
  5. 5
    Chapter 5

    Wills and nominations

    • Drafting, witnessing, registering a will
    • Nominee vs legal heir — the common confusion
  6. 6
    Chapter 6

    Succession laws

    • Hindu Succession Act
    • Muslim, Christian, Parsi succession
    • Intestate distribution
  7. 7
    Chapter 7

    Trusts in personal planning

    • Private and family trusts
    • When to use one — and the cost of getting it wrong
  8. 8
    Chapter 8

    Estate-tax watch and gift planning

    • Current absence of estate duty
    • Cross-generational gifting and clubbing rules
Back to all coursesBrowse Layer 3