CFP® Module 4 — Estate Planning Specialist
Wills, trusts, succession laws across faiths, intestate distribution, gift planning, and the complex inter-generational structures that high-net-worth Indian families need.
Quick info
- Layer
- Professional Certifications
- Track
- CFP® (FPSB India)
- Estimated hours
- 40 hrs
- Chapters
- 9
- Exam body
- FPSB India
- Cost on Trustner
- Free
Every chapter below has Foundation, Deep Dive, and Advanced material — read in any order, expand each chapter to see the full content.
About this course
CFP Module 4 — Estate Planning Specialist — covers wills, trusts, succession laws across Indian faiths, gift planning, and the inter-generational structures Indian households increasingly need. Indian estate law is uniquely complex because succession follows personal-religion laws (Hindu, Muslim, Christian, Parsi). CFPs must navigate this maze for clients planning legacy and inter-generational transfer.
Who this is for
- CFP candidates approaching the capstone.
- Lawyers and CSs offering succession services.
- Family-office personnel structuring multi-generational plans.
- Pre-retirees and retirees planning estate transfer.
What you'll learn
- Drafting and registering a valid Indian will
- Succession laws across Hindu, Muslim, Christian, and Parsi traditions
- When trusts add value vs adding cost
- Gift planning and the clubbing rules
- Powers of attorney and living wills
- HNW estate structures
Course material — 9 chapters
Each chapter offers three tiers — Foundation for the core concept, Deep Dive for worked examples and practitioner depth, and Advanced for edge cases and exam tips. Click any chapter to expand.
- 1Module 4.1
Indian succession landscape
- Personal laws and their scope
- Testamentary vs intestate succession
✓ Full chapter — read, examples, FAQ, MCQs - 2Module 4.2
Drafting a will
- Components of a valid will
- Witnessing, registration, probate when needed
✓ Full chapter — read, examples, FAQ, MCQs - 3Module 4.3
Hindu Succession Act 1956
- Class I and Class II heirs
- Coparcenary rights post-2005 amendment
✓ Full chapter — read, examples, FAQ, MCQs - 4Module 4.4
Muslim, Christian, Parsi succession
- Personal-law inheritance rules
- Common interfaith planning issues
✓ Full chapter — read, examples, FAQ, MCQs - 5Module 4.5
Joint holdings and nominations
- Bank, demat, mutual fund, and property nominations
- Common confusions between nominee and legal heir
✓ Full chapter — read, examples, FAQ, MCQs - 6Module 4.6
Trusts in Indian planning
- Private discretionary trusts
- Public-charitable trusts and Section 8 entities
✓ Full chapter — read, examples, FAQ, MCQs - 7Module 4.7
Gift planning
- Gifts to relatives — Section 56(2)(x) exemptions
- Clubbing of income from gifts
✓ Full chapter — read, examples, FAQ, MCQs - 8Module 4.8
Powers of attorney and living wills
- General vs special POA
- Advance medical directives
✓ Full chapter — read, examples, FAQ, MCQs - 9Module 4.9
HNW estate structures
- Multi-jurisdictional considerations
- Family-governance frameworks
✓ Full chapter — read, examples, FAQ, MCQs
About the exam
- Provider
- FPSB India
Note: Specialist Module 4 — Estate Planning. Required for CFP® certification.
The exam is administered by FPSB India. Trustner Academy is not affiliated with FPSB India; we provide independent preparatory educational material. See our disclaimer.
More from CFP® (FPSB India)
CFP® Module 1 — Investment Planning Specialist
FPSB India's foundation — investment vehicles, asset allocation, portfolio construction, performance measurement. The first specialist module on the path to CFP certification.
CFP® Module 2 — Retirement & Tax Planning Specialist
Retirement planning and Indian taxation in depth — NPS, EPF, annuities, capital gains, deductions, and the case-driven planning that CFP candidates must master.
CFP® Module 3 — Risk Management & Insurance Specialist
Identifying risk, sizing protection, structuring life and non-life cover, and the integration of insurance into a household financial plan.
CFP® Module 5 — Integrated Financial Planning (Capstone)
The capstone case-study module. A complete financial plan from cash-flow analysis to estate transfer, integrating every prior specialist domain. Required for full CFP® certification.