CFP® Module 5 — Integrated Financial Planning (Capstone)
The capstone case-study module. A complete financial plan from cash-flow analysis to estate transfer, integrating every prior specialist domain. Required for full CFP® certification.
Quick info
- Layer
- Professional Certifications
- Track
- CFP® (FPSB India)
- Estimated hours
- 80 hrs
- Chapters
- 10
- Exam body
- FPSB India
- Cost on Trustner
- Free
Every chapter below has Foundation, Deep Dive, and Advanced material — read in any order, expand each chapter to see the full content.
About this course
CFP Module 5 — Integrated Financial Planning — is the capstone. Comprehensive case-studies span all four specialist domains (Investment Planning, Retirement & Tax, Risk Management, Estate Planning). The CFP candidate demonstrates ability to synthesize across modules into one coherent household plan. The exam is case-driven; this module is hands-on practical.
Who this is for
- CFP candidates ready for the capstone.
- Working planners formalising their practice.
- Senior advisors building case methodologies.
What you'll learn
- The six-step financial-planning process end-to-end
- Synthesising investment, tax, risk, retirement, and estate into one plan
- Building the IPS, the implementation calendar, and the review schedule
- Communicating with clients of varying sophistication
- Practising on three fully developed Indian household case studies
Course material — 10 chapters
Each chapter offers three tiers — Foundation for the core concept, Deep Dive for worked examples and practitioner depth, and Advanced for edge cases and exam tips. Click any chapter to expand.
- 1Module 5.1
Process overview
- The six steps from FPSB
- Documentation discipline and engagement letters
✓ Full chapter — read, examples, FAQ, MCQs - 2Module 5.2
Data gathering and analysis
- Cash flow, balance sheet, ratios
- Goals, time horizons, risk profile
✓ Full chapter — read, examples, FAQ, MCQs - 3Module 5.3
Strategy formulation
- Trade-offs between goals
- Allocation across the six planning domains
✓ Full chapter — read, examples, FAQ, MCQs - 4Module 5.4
Plan presentation
- Structure of the written plan
- Communicating to varied client sophistication
✓ Full chapter — read, examples, FAQ, MCQs - 5Module 5.5
Implementation
- Sequencing — what to do first, second, third
- Operational touchpoints — KYC, account opens, switches
✓ Full chapter — read, examples, FAQ, MCQs - 6Module 5.6
Monitoring and review
- Annual and event-driven reviews
- Regulatory and life-event triggers
✓ Full chapter — read, examples, FAQ, MCQs - 7Module 5.7
Case study A - Young salaried professional
- Aged 25-30, single, just-began-investing
- Full plan, IPS, three-year roadmap
✓ Full chapter — read, examples, FAQ, MCQs - 8Module 5.8
Case study B - Mid-career family
- Aged 38-45, dual-income, education and house goals
- Full plan with risk-management depth
✓ Full chapter — read, examples, FAQ, MCQs - 9Module 5.9
Case study C - Pre-retiree HNW
- Aged 55-62, transition to drawdown, estate
- Full plan with estate and trust considerations
✓ Full chapter — read, examples, FAQ, MCQs - 10Module 5.10
Ethics and ongoing professional duty
- FPSB Code of Ethics
- Continuing education and supervisory framework
✓ Full chapter — read, examples, FAQ, MCQs
About the exam
- Provider
- FPSB India
Note: Capstone Module 5 — Integrated Financial Planning. Required for CFP® certification. Case-driven exam.
The exam is administered by FPSB India. Trustner Academy is not affiliated with FPSB India; we provide independent preparatory educational material. See our disclaimer.
More from CFP® (FPSB India)
CFP® Module 1 — Investment Planning Specialist
FPSB India's foundation — investment vehicles, asset allocation, portfolio construction, performance measurement. The first specialist module on the path to CFP certification.
CFP® Module 2 — Retirement & Tax Planning Specialist
Retirement planning and Indian taxation in depth — NPS, EPF, annuities, capital gains, deductions, and the case-driven planning that CFP candidates must master.
CFP® Module 3 — Risk Management & Insurance Specialist
Identifying risk, sizing protection, structuring life and non-life cover, and the integration of insurance into a household financial plan.
CFP® Module 4 — Estate Planning Specialist
Wills, trusts, succession laws across faiths, intestate distribution, gift planning, and the complex inter-generational structures that high-net-worth Indian families need.